Privacy Policy - RE50

Privacy Statement

This Privacy Statement ("Privacy Statement") describes how RE50 and its brands, affiliates, and subsidiaries (collectively, "we," "us," "our," "RE50," and/or the "Company") handles your personal information in connection with the following (collectively, the "Services"):

  • the Company's websites (including www.re50.com and any other website where this Privacy Statement is posted);
  • RE50 tools, documents, emails, and applications (including mobile applications), and other services.

By using our Services, you expressly consent to the collection, storage, use and disclosure of your information as described in this Privacy Statement.

Collection of Your Information

Information You Provide

You may provide us with information in a variety of circumstances (e.g., by creating an RE50 account). This information may include, without limitation, identifiable information such as your first and last name, e-mail address, mailing address, telephone number, username, password, billing information, financial information, and other identifiable information exchanged in connection with real estate transactions and related financing transactions ("Personal Information").

In some cases, this information includes government-issued identification documents or related data (such as a driver license number), financial account numbers, geolocation data, and demographic information, some of which may be further defined as Sensitive Personal Information.

Information from Other Sources

We also may acquire information from other sources, such as publicly available information like property records, or from third parties.

Automatically Collected Information

We may automatically collect information about the computer or devices (including mobile devices) you use to access the Services, or that you use to interact with emails, advertisements, or other electronic content that we deliver to you. For example, we may collect and store information such as your browser type, screen size, IP address, language, operating system, the location of your wireless device (e.g., latitude and longitude), the state or country from which you accessed the Services, unique device identifiers, the pages you view, the links you click, the Services you use and how you interact with them and with the equipment you use to access the Services, the date and time of your visit to particular pages and the amount of time you stay on them, the websites you visited immediately before and after visiting our websites, error logs, and/or other hardware and software information. In addition, we reserve the right to collect any information for anti-fraud and other cybersecurity purposes and we may provide autocomplete or autosave functionality for your convenience.

We and our vendors may use "cookie" technology and similar online tools, such as web beacons and web pixels, to automatically collect this information. "Cookies" are small files that a website stores on a user's computer or device. The Services use cookies and similar technologies for various purposes, including, for example, to recognize your device, store your preferences, and keep the information you enter on multiple pages together.

For example, when you use the Services, we or third parties operating analytics or ad technologies may use the information that is collected through cookies and similar technologies to perform analytics concerning your use of the Services (and other websites, apps and services tracked by these third parties) and/or to ensure that appropriate advertisements are presented to you through the Services and on third-party websites, apps and services. The ad technologies also may help control the number of times you see a given ad, deliver ads that relate to your interests, and measure the effectiveness of ad campaigns.

Some of the technology described above is used by us or our partners to correlate information collected about you over time, across two or more websites or online services. In addition, we may also combine the information collected by us on you with information from third parties that may be identifiable to you. We may use this correlated and/or combined information to enhance or market the Services or for other purposes described in this Statement.

Most web browsers automatically accept cookies, but you may be able to set your browser to block certain cookies. However, if you decide to block all cookies, this may interfere with your ability to perform certain transactions, use certain functionality, and access certain content on the Services.

RE50 Account

Certain information specified in the preceding paragraph (such as what content you access, view, click on or search for on the Services, the devices from which you access such content and the length of time for which you view such content) may be associated with your RE50 Account. RE50 may use the account details from your RE50 Account across all of the Services that RE50 offers.

User-Initiated Communication

From time to time, portions of the Services may enable you to send emails and other communications to us, or to third parties, and to participate in bulletin boards and discussion groups. We have the right to use reproduce, modify, adapt, publish, translate, create derivative works from, distribute, copy, and display all such emails, messages, communications, and/or postings to these bulletin boards and discussion groups throughout the world in any form, pursuant to our Terms of Use. Among other things, this right allows us to review your messages with other users to enforce our Terms of Use. Whenever you choose to initiate these kinds of communication with us, or anyone else, you may be contacted in return. Such communications you send, when viewed by others, may be identified by your actual name and/or your username.

Also, remember that our bulletin boards and discussion groups are open to the public, and, therefore, your postings can be seen by anyone, may be indexable by search engines, and are not protected by us or any other entity. Please use your discretion when deciding whether and what to post and whom to contact and message. We are not liable for third party content, including communications made by you, on these public forums, nor should such content be considered to be made on behalf of the Company, unless we expressly say so. We reserve the right, in our sole discretion, to monitor, edit or delete postings from our bulletin boards and discussion groups. This reservation of rights shall not under any circumstances obligate us to conduct such edits or deletions, nor shall it cause us to be liable for any such edits or deletions.

The Services may also contain plugins for other websites, such as Facebook, Twitter, YouTube, LinkedIn and Google. We recommend reviewing the privacy policies with respect to the plugins for each of these websites, prior to clicking on such plugins.

Telephone, Chat and Video Conferencing Conversations

We may record the conversations our agents or employees have with you, including without limitation telephone, chat, and video conversations. By engaging in any telephone, chat, or video conversation with our agents or employees, you consent to our recording and storing such conversation. We do this from time to time to monitor the quality of service and accuracy of information our agents and employees give to you, to ensure that your instructions are followed, and to ensure compliance with the Terms of Use and applicable law. No agent or employee of the Company is authorized to waive this or any other provisions of our Company policies and procedures.

Use and Disclosure of Information

Information collected by us may be used to:

  • Enhance the user experience;
  • Perform research and analytics;
  • Customize, personalize, and deliver the content and advertising that you see on the Services and elsewhere;
  • Make inferences and deductions about connections between and among different internet-connected devices used by you or members of your household;
  • Respond to your inquiries and fulfill your requests for Services;
  • Determine your eligibility for services, gifts, prizes, and special features of the Services;
  • Call, email, or otherwise contact you (subject to any legally required consent):
    • to facilitate marketing to which you have consented or transactions involving you;
    • to send you information about topics that may be of interest to you;
    • to communicate in relation to your RE50 Account;
    • to alert you to the latest developments and features of the Services; and
    • for other marketing, transactional, informational or research purposes.
  • Administer, register or enroll you in, or facilitate your participation in recreational, educational or entertainment activities; surveys or questionnaires; promotions or sweepstakes, or any other services, events or activities sponsored by us or third parties, or offered in connection with our Services;
  • Send you prizes and gifts;
  • Enforce our Terms of Use and other contractual rights;
  • Protect our rights and property and the rights and property of others; and
  • Comply with law.

We may make information collected through the Services available to subsidiaries and affiliated companies that are under common ownership or control with the Company and its affiliates.

In addition, we may exchange personal information with:

  • Processors, data processors, customer/support services, technical service providers, and other businesses that provide services to us;
  • Joint marketing partners;
  • Financial service institutions, such as companies engaged in banking, mortgage lending, consumer finance, securities, and insurance;
  • Business partners, including real estate professionals, to facilitate the services you request. The type of data shared varies based on the nature of your interaction with the Services and the specific business partner's role and typically includes the contact information you provide as well as your search histories. For example, if you make a request to get in contact with an agent, tour a home, or submit other requests, we may share your contact information and other content provided (e.g., name, email, phone number) and history of home or other property searches, including those you may have saved or liked, with a real estate professional for the purpose of responding to and assisting with your request;
  • Advertising and marketing partners, including advertising networks, social networks and marketing communication providers, in order to communicate and market our products and services to you.
  • Service providers performing services on our behalf, including providing mail and email services, marketing activities, customer service, product fulfillment, payments processing, photo sharing, data processing and enhancement services, fraud prevention, web hosting, analytic services, online functionality, and tax, legal and accounting services.
  • Other participants and potential participants in real estate transactions.

Service providers and vendors may host or operate any aspects of our business, potentially including any mechanism through which we send or receive communications, such as our email systems, call centers, sites, applications, or components of any of them. Vendors and service providers may collect information from you directly when you communicate or interact with us.

In addition to the other disclosures described in this section, we may, as allowed by law, provide a copy of information about you to other companies who we believe may have products and services of interest to you so that they may market to you.

We may share your information with any person or entity where we believe in good faith that such disclosure is necessary or otherwise appropriate to: (a) comply with the law or in response to a subpoena, court order, government request, or other legal process; (b) produce relevant documents or information in connection with litigation, arbitration, mediation, adjudication, government or internal investigations, or other legal or administrative proceedings; (c) protect the interests, rights, safety, or property of the Company or others; (d) enforce the Terms of Use on the Services or other contractual obligations; (e) provide users of the Services with the services they request; (f) provide you with special offers or promotions from us; (g) allow another company that acquires the Company or some or all of its assets to continue to serve you; or (h) operate the Company's systems properly.

We may also disclose your information with any person or entity when we have your consent.

If you post a comment or review our website or a comment on our social media sites, the information you provide may be displayed publicly online for others to view.

We may use and disclose non-personal information about you or use of the Services, including any de-identified or aggregated data, or statistical data without limitation.

Controls Related to Communications

When creating an RE50 Account or registering for or participating in any marketing or transaction event on one of our Company websites, you may agree to receive direct mail, email newsletters and other promotional or marketing email, telephone, and/or text communications. For example, from time to time we may send you email notices or news updates alerting you to new features, products, promotions, or services pertaining to offerings from us, new opportunities, surveys or our other Services. Additionally, if you have created an RE50 Account or registered for marketing or a transaction on one of our Company websites, we may send you direct mail or call you with respect to such matters.

Text message sign-ups

When you provide your written consent and telephone number to receive text messages, you are choosing to subscribe to receive RE50 communications by text message or call from us to the phone number you provide, and you are authorizing our use of your phone number (which you confirm that you own) to send you text messages with marketing messages, alerts and updates about properties you are interested in. (You may incur fees from these messages depending on your mobile or data plan.) And if you have opted-in to receiving text-message and/or telephone call marketing, you also consent to our use of an automatic telephone dialing system for telephone calls and texts.

With respect to RE50 Communications

You may alter your preferences with respect to promotional email communications at any time by contacting us as described in the "Contact Us" section.

  • If you no longer wish to receive direct mail or email RE50 Communications, you may opt out by contacting us as described in the "Contact Us" section.
  • If you no longer wish to receive promotional calls, you may opt-out of receiving these communications by telling the representative who calls you with such communication that you no longer wish to receive those calls, or by contacting us as described in the "Contact Us" section.
  • If you no longer wish to receive text message RE50 Communications, you may opt-out by replying with the word "STOP" to a text message you received from us.

Data Privacy Requests

If you no longer wish to use the Services, contact us as described in the "Contact Us" section.

If information you provided changes or is inaccurate, you agree to update your information by updating the account information located in your RE50 account profile.

Individuals in some countries outside the United States have certain legal rights to access certain information we hold about them, and to obtain its correction, amendment, or deletion (in addition to the self-serve option described in the previous sentence), as well as to object to the processing of their personal information or withdraw previously provided consent to such processing. (Withdrawal of consent does not affect the lawfulness of data processing based on consent before its withdrawal and, in some cases, we may continue to process personal data on legal grounds other than consent, such as compliance with law.) To exercise those rights, they may contact us as described in the "Contact Us" section.

State-Based Privacy Rights

Residents of California, Nebraska, and Texas should refer to the "Notice for California Residents" and "Notice for Nebraska and Texas Residents" sections below, respectively, for a fuller description of their rights under those laws and how they may exercise them.

The following paragraphs in this section provide details under the California Consumer Privacy Act of 2018 ("CCPA"), as amended by the California Privacy Rights Act of 2020 ("CPRA"; as used further herein, CCPA shall refer to the CCPA as amended by the CPRA) and apply solely to personal information about California residents that is subject to the CCPA. Information about people who live outside California is not handled in the manner described in this section. This section also does not apply to personal information that we handle solely in our capacity as a "service provider" to other businesses, and for questions or requests regarding that information, you must contact those businesses directly. The CCPA has certain exemptions for information that is subject to other laws, such as the Graham-Leach-Bliley Act ("GLBA"). Accordingly, non-public personal information (as that term is defined in the GLBA) that we may obtain about you from financial institution(s) in the course of providing services for them may not be subject to the CCPA or to this section of the Privacy Policy.

In this section, the terms "personal information" and "sensitive personal information" have the meaning set forth in the CCPA. "Consumer" means the Californian to whom the personal information or sensitive personal information relates.

Collection and Disclosure of Personal Information and Sensitive Personal Information

During the 12 months leading up to the effective date of this Privacy Statement, we have collected all of the types of personal information and sensitive personal information described in the "Collection of Your Information" section of this Privacy Statement above. Below is a table listing the categories of personal information and sensitive personal information we have collected about California residents, categories of third parties to whom this information was disclosed, and our current plan for typical retention periods for this information:

Categories of Personal Information and Sensitive Personal Information We Collect Categories of Third Parties to Whom This Information Was Disclosed in the Last 12 Months Examples of How Long We Normally Plan to Keep This Information About Californians
Identifiers, such as names, addresses, phone numbers, and email addresses Affiliates and subsidiaries. Names and email addresses collected for account creation are retained for as long as we consider the account to be active, and normally for a minimum of seven years.
RE50 account login and password Affiliates and subsidiaries; providers of technical services. RE50 user account login and password are normally retained only so long as we consider the user's account to be active.
Demographic information, such as date of birth and marital status, that are reflected in government data and identification Same as for identifiers. Demographic information for parties successfully completing property transactions may be retained in accord with our legal and contractual requirements. Depending on the nature of the property record, these may be retained for a minimum of seven years or perpetually.
Commercial information, such as records of transactions with us Same as for Identifiers. Commercial information, including records of transactions and property records, are retained in accordance with our contractual and legal obligations. This information may be retained for a minimum of seven years, depending on the nature of the information.
Financial information, such as bank account and loan numbers Same as for Identifiers, except not to marketing and advertising services. Consumers' financial information is normally maintained for a minimum of seven years.
Audio or visual information, such as from customer service call recordings or conferencing conversations Affiliates and subsidiaries; providers of technical services; and parties involved in property transactions we help facilitate. Recordings of customer service phone calls retained for training and verification purposes are normally retained for three years and then automatically deleted.
Professional or employment related information, such as a consumer's employer and other company affiliations Same as for Identifiers. Professional or employment related information is normally retained for a minimum of three to seven years, depending on the type of information.
General geolocation information, such as the location of a wireless device Same as for Identifiers, except not to sellers receiving an offer and other parties involved in the transactions we help facilitate; financial service providers; or governmental entities. This information is normally retained for a minimum of seven years.
Precise geolocation information, such as the precise location of a wireless device Same as for Identifiers, except not to sellers receiving an offer and other parties involved in the transactions we help facilitate; financial service providers; or governmental entities. This information is normally retained for a minimum of seven years
Internet or other network or device activity, such as browsing history or a record of online Services usage Same as for Identifiers. This information is normally retained for a minimum of seven years.
Other information consumers provide to us, such as Information provided via surveys Same as for Identifiers, except not to sellers receiving an offer or other parties involved in the transactions we help facilitate; financial service providers; or governmental entities. This information is normally retained for a minimum of seven years.
Inferences drawn from the data above Same as for Identifiers, except not to sellers receiving an offer or other parties involved in the transactions we help facilitate; financial service providers; or governmental entities. This information, generated by RE50, often is retained for the same period as the underlying record.

Retention and Deletion

Any personal information we acquire is retained, and then deleted, consistent with our business practices, our contractual requirements from client financial institutions, and applicable law. For most categories of information, this may be up to seven years.

During the 12 months leading up to the effective date of this Privacy Statement, we "sold" and "shared" (as those terms are defined under the CCPA) what the CCPA calls "identifiers" (like IP addresses) and "internet or other electronic network activity information" (like information regarding an individual's browsing interactions on a website) to third parties that assist us, such as marketing providers and analytics providers. This practice continues today.

To our knowledge, we do not "sell" the personal information of individuals under 16 years of age.

The Right to Opt Out of "Sales" and "Sharing": Californians have a right to direct us not to "sell" or "share" certain personal information as those terms are defined under the CPRA. You can exercise that right by contacting us as described in the "Contact Us" section. RE50 also follows the Global Privacy Control opt-out signal feature in particular browsers to the extent described in the "Your Data Privacy Choices" section above. Opting out of "sales" and "sharing" limits only some types of disclosures of personal information.

We reserve the right to take reasonable steps to verify the validity of your request.

Use of California Personal Information

We and our service providers may use the categories of personal information we collect from and about you for the following business purposes:

  • To create and maintain your RE50 Account and account profile, registration information and communication preferences;
  • To enhance the user experience;
  • To perform research and analytics;
  • To customize, personalize and deliver the content and advertising that you see on the Services and elsewhere;
  • To respond to your inquiries and fulfill your requests for Services;
  • To determine your eligibility for certain marketing or transaction events, services, gifts, prizes, and special features of the Services;
  • To call, email or otherwise contact you:
    • to facilitate marketing to which you have consented or transactions involving you;
    • to send you information about topics that may be of interest to you;
    • to communicate in relation to your RE50 Account;
    • to alert you to the latest developments and features of the Services; and
    • for other marketing, transactional, informational or research purposes.
  • Administer, register or enroll you in, or facilitate your participation in recreational, educational or entertainment activities; surveys or questionnaires; promotions or sweepstakes, or any other services, events or activities sponsored by us or third parties, or offered in connection with our Services;
  • Send you prizes and gifts;
  • Enforce our Terms of Use and other contractual rights;
  • Protect our rights and property and the rights and property of others; and
  • Comply with law.

For additional information, please review the "Use of Your Information" section above.

Additional California Data Privacy Rights

Under the CCPA, California residents have the following additional data privacy rights, subject to exceptions:

  • The Right to Know: You have the right to request that we provide you the categories of personal information we have collected or disclosed about you in the last 12 months; the categories of sources of such information; the business or commercial purpose for collecting or selling your personal information; and the categories of third parties with whom we shared personal information.
  • The Right to Access: You have the right to request we provide access to and/or a copy of certain information we hold about you during the last 12 months.
  • The Right to Correct: You have the right to request we correct inaccurate personal information about you.
  • The Right to Delete: You have the right to request we delete personal information you provided to us.
  • The Right to Limit Use and Disclosure of Sensitive Personal information: RE50 may collect and use your Sensitive Personal Information for permitted purposes, including to perform the services reasonably expected by you and when required by law. If RE50 uses or discloses your Sensitive Personal Information for a purpose other than what is provided under the CCPA, you have the right to receive notice of such use or disclosure and the right to request we limit our use and disclosure of your Sensitive Personal Information to just what is provided under the CCPA.
  • The Right of Nondiscrimination: You have the right to not be discriminated against because you exercise these data privacy rights.

Notwithstanding the foregoing, certain information and business practices may be exempt from such requests under applicable law. For example, we need certain types of information so that we can provide the Services to you and for compliance with applicable law. If you ask us to delete certain information, we may refuse the request for such reasons, or grant it only on the condition that you may no longer be able to access or use the Services.

You may have the right to receive information about financial incentives that we offer to you (if any).

To exercise any of these rights, please contact us at privacy@re50.com.

You may be required to verify your identity before we fulfill your request, which may include verifying your name, email address, mailing address, and phone number. You can also designate an authorized agent to make a request on your behalf. To do so, we must receive a legally sufficient power of attorney signed by you pursuant to California Probate Code sections 4121 to 4130, or other written authorization acceptable to us, for the agent to act on your behalf. You may still need to verify your identity and confirm the agent's authority directly with us if we are not convinced of the validity of the agent's request. We do not accept requests from agents that require us to visit a website operated by the agent or a third party.

for Nebraska and Texas Residents

The following paragraphs in this section provide details under the Nebraska Data Privacy Act ("NDPA") and Texas Data Privacy and Security Act ("TDPSA") and apply solely to personal information about Nebraska and Texas residents that is subject to the NDPA or TDPSA. This section does not apply to personal information that we handle solely in our capacity as a "processor" to other businesses, and for questions or requests regarding that information, you must contact those businesses directly. NDPA and TDPSA has certain exemptions for information that is subject to other laws, such as the Gramm-Leach-Bliley Act ("GLBA"). Accordingly, non-public personal information (as that term is defined in the TDPSA) that we may obtain about you from financial institution(s) in the course of providing services for them may not be subject to the NDPA, TDPSA, or to this section of the Privacy Policy.

Under the NDPA and TDPSA, Nebraska and Texas residents have the following additional data privacy rights, subject to exceptions:

  • The Right to Know: You have the right to confirm whether we are processing your personal data.
  • The Right to Access: You have the right to request we provide access to and/or a copy of certain information we hold about you.
    • Under the NDPA, if the data is available in a digital format and the processing of such data is completed by automated means, you have the right to obtain a copy of the data that you previously provided to us in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another controller without hindrance.
    • Under the TDPSA, if the data is available in a digital format, you have the right to obtain a copy of the data that you previously provided to us in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another controller without hindrance.
  • The Right to Correct: You have the right to request we correct inaccurate personal information about you.
  • The Right to Delete: You have the right to request we delete personal information you provided to us or we obtained about you.
  • Opt-Out Rights: You have the right opt out of the processing of the personal data for the following purposes, as these terms are defined in the NDPA or TDPSA (as applicable):
    • "targeted advertising;"
    • the "sale" of personal data; or
    • "profiling" in furtherance of a decision that produces a "legal or similarly significant effect" concerning you.

To exercise any of these rights, please contact us at privacy@re50.com.

You can designate an authorized agent to make certain NDPA or TDPSA requests on your behalf. To do so, we must receive a written authorization acceptable to us, for the agent to act on your behalf. You may still need to verify your identity and confirm the agent's authority directly with us if we are not convinced of the validity of the agent's request. We do not accept requests from agents that require us to visit a website operated by the agent or a third party.

You also have a right to appeal our decision regarding your requests to exercise the NDPA or TDPSA rights above. To start an appeal, please contact us at privacy@re50.com within 45 days of the decision you would like to appeal, identifying the decision and including an explanation of why you believe it was incorrect.

Security

We have implemented physical, administrative, technical, and electronic security measures in an effort to reduce the risk of inappropriate loss, misuse, and alteration of your personal information. Despite our efforts, however, no security measures are perfect or impenetrable, and we do not promise that your information will remain secure. We appreciate your help in safeguarding the integrity of your own and others' privacy. We encourage you to let us know immediately if you suspect that any personal information you shared with us is being used contrary to this Privacy Statement.

Children's Privacy

The Services are not directed toward persons under 18 years of age. We do not knowingly market to or collect any personal information from children under the age of 18. If you are under 18, you are not permitted to submit any personal information to us or the Services. If you provide information to us through the Services, you represent that you are 18 years of age or older. If a parent or guardian believes that we have in our database the personal information of a child under the age of 13, please contact us as described in the "Contact Us" section to request that we remove such information from our records.

Third-Party Websites

The Services may contain links to third-party websites, including identity verification and social networking websites. Your use of these features may result in the collection or sharing of information about you, depending on the feature. Please be aware that we are not responsible for the content or privacy practices of other websites or services, including those to which we link. We do not endorse or make any representations about third-party websites or services. The personal information you choose to provide to or that is collected by these third parties is not covered by our Privacy Statement. We strongly encourage you to read such third parties' privacy statements.

Changes to This Privacy Statement

We may amend this Privacy Statement at any time by posting the amended terms on the Services. Unless a different effective date is specified in the update, any changes to this Privacy Statement will become effective immediately upon posting. Your continued use of the Services following the effective date of this Privacy Statement, including any changes thereto, means that you accept such revisions. If we make any material changes to this Privacy Statement, we will post the updated version here and notify you in the manner and to the extent required by law using (if applicable) the main email address registered on your RE50 account.

International Users

Some of the uses and disclosures mentioned in this Privacy Statement may involve the transfer of your personal information to various countries around the world that may have different levels of privacy protection than your country. By submitting your personal information, you consent to such transfers. By using the Services, or by submitting your personal information to us, you expressly consent to the storage and processing of your personal information in the United States and in other jurisdictions.

Contact Us

Rights requests under California, Nebraska, and Texas law must be submitted only as described in this Privacy Statement. Should you have any other questions about this Privacy Statement, contact us by sending an email to privacy@re50.com.

Please provide your name, mailing address, telephone number and email address so we can service you more quickly. You can also call us at 888.662.6285 or write to us at:

RE50, Legal Department
400 S 4th Street, Suite 500
Las Vegas, NV 89101

© 2023 RE50. All rights reserved.